no down Free California homes: zero-dollar program. California’s My Access Program: Offers first-time homebuyers the opportunity to purchase a home with zero upfront costs by covering down payments and closing costs. Program Components: The program combines three existing programs: Cal FHA Loan: Provides mortgages to qualified first-time homebuyers with income limits varying by county. My Home Program: Covers the down payment (3-3.5%) with a 1% simple interest loan, payable upon sale or refinance. My Access Program: Covers closing costs up to 2.5% of the purchase price, also at 1% simple interest, payable upon sale or refinance. Eligibility Requirements: First-Time Homebuyer: Has not owned a home (or lived in a home they owned) in the last three years. Income Limits: Vary by county; check the provided link for your county’s limit. Income limits can restrict affordability in high-cost areas. Strategic Use of the Program: Maximize Loan Amounts: Utilize the maximum amounts available from My Home and My Access150
Category: California
Boyd The Broker Real Estate Publishes New Article: ‘Healing After The Palisades Fire’
Healing After the Palisades Fire **media[555719]**
Hawthorne Plaza – ghost town
Hawthorne Plaza’s California history. Development and Opening (1969-1977):Â The Hawthorne Plaza, Los Angeles County’s 32nd mall, opened in 1977 after a period of planning and construction beginning in 1969. Initially conceived as an open-air complex, it was redesigned as a fully enclosed mall, featuring 835,000 leasable square feet, 130 stores, and three anchor stores (Broadway, Montgomery Ward, and JCPenney). Early Success and Decline (1977-1990s):Â While initially popular, the mall experienced a decline in the 1980s and 1990s. Contributing factors included economic downturn in the area (due to aerospace job cuts), socioeconomic shifts, increased competition from other malls, and rising crime rates. Closure and Failed Redevelopment Attempts (1990s-2018):Â The mall’s decline accelerated with the closure of its anchor stores (starting with Broadway in 1995). It officially closed in 1999. Numerous redevelopment plans were proposed over the years (including a mixed-use complex), but none came to fruition. The site was used for filming various150
Manhattan Beach – Whatever Happened To LA Gear= Sketchers?
LA Gear, founded in 1983 by Robert Greenberg, Ernest Williams, and Stephen Williams, initially operated from Los Angeles, California. The company experienced rapid growth in the late 1980s, becoming the third-largest athletic shoe company in the United States by 1990. However, facing financial challenges, LA Gear consolidated its operations and relocated its headquarters to Santa Monica, California, in the early 1990s. After filing for Chapter 11 bankruptcy in 1998, LA Gear transitioned from manufacturing to focusing solely on licensing its brand for footwear, apparel, and accessories. As of 2025, LA Gear continues to operate as a licensor, with its headquarters based in Los Angeles, California. Robert Greenberg, after departing from LA Gear in 1992, founded Skechers in Manhattan Beach, California. Initially, Skechers served as a distributor for Doc Martens footwear in the U.S. The company’s first headquarters was Greenberg’s Manhattan Beach condominium at 26th St. and The Strand.150
Hawthorne Living
Hawthorne Plaza’s California history. Development and Opening (1969-1977):Â The Hawthorne Plaza, Los Angeles County’s 32nd mall, opened in 1977 after a period of planning and construction beginning in 1969. Initially conceived as an open-air complex, it was redesigned as a fully enclosed mall, featuring 835,000 leasable square feet, 130 stores, and three anchor stores (Broadway, Montgomery Ward, and JCPenney). Early Success and Decline (1977-1990s):Â While initially popular, the mall experienced a decline in the 1980s and 1990s. Contributing factors included economic downturn in the area (due to aerospace job cuts), socioeconomic shifts, increased competition from other malls, and rising crime rates. Closure and Failed Redevelopment Attempts (1990s-2018):Â The mall’s decline accelerated with the closure of its anchor stores (starting with Broadway in 1995). It officially closed in 1999. Numerous redevelopment plans were proposed over the years (including a mixed-use complex), but none came to fruition. The site was used for filming various movies150